Trusts & Estate Planning
Introduction
Trusts & Estate Planning That Reflects Your Life, Not Just Your Assets
Estate planning isn’t just for the ultra-wealthy or the soon-to-retire. It’s about protecting what you’ve built, caring for the people who matter most, and doing it all with intention.
Whether you’re building a legacy, navigating family complexities, or simply want clarity around what happens next, a smart estate plan gives you more than documents — it gives you peace of mind that your wishes will be carried out to the highest level
At Prolific, our trusts & estate planning services are designed to be thoughtful, personal, and precise, built for people who want to retain control throughout their lifetime and beyond.
Definition
It’s About Control, Clarity & Care — Past, Present & Future
Trusts & estate planning isn’t about preparing for death. It’s about taking control while you’re still very much alive — and ensuring that your wishes, your family, and your assets are protected no matter what comes next.
Most people know they should have a plan, but never attain the breathing room to ideate and execute their wishes. In fact, the majority of high-income professionals either delay estate planning or rely on outdated documents that no longer reflect their personal nor professional lives.
At Prolific, we help turn vague intentions into clear strategy by answering questions like:
- What happens to your assets if something happens to you?
- Who will take care of your children — or your business?
- How do you minimize taxes and delays while maximizing clarity for loved ones?
We work with physicians, families, and individuals who don’t just want a plan on paper; they want confidence that everything has been considered, structured, and cared for.
Built for People With Layered Lives — Not Just Layered Inheritance
Our trusts & estate planning services are designed for individuals and families with more complexity than a basic will can handle.
You might be:
- A physician subspecialist juggling career demands, a growing family, and long-term wealth accumulation
- A business owner wanting to ensure your company’s future is protected
- A dual-career household navigating multiple incomes, properties, or blended family dynamics
- Someone who simply wants to ensure that their values — not just their assets — get passed on
What ties our clients together isn’t just net worth. It’s the desire to make smart, thoughtful decisions about their future — and to do so with clarity and purpose.
This is planning built for real lives, not theoretical ones you find in the guide of generic best practices.
What Trusts & Estate Planning Covers?
Wills & Advance Directives
Wills outline who receives what and who’s responsible when you’re gone. Advance directives cover your wishes while you’re still here — from medical decisions to power of attorney.
Living (Revocable) Trusts
A flexible, private alternative to wills that lets your assets pass directly to heirs — without the delays and publicity of probate. These trusts can be updated as life evolves.
Irrevocable & Tax-Advantaged Trusts
Used for long-term planning, these trusts help reduce estate tax exposure, protect assets from creditors, and preserve wealth for future generations.
Specialized Trust Structures
Depending on your goals, we may incorporate Spousal Lifetime Access Trusts (SLATs), Credit Shelter Trusts, Dynasty Trusts, or Charitable Trusts — all customized for your unique situation.
Guardian & Trustee Planning
learly defining who will carry out your wishes is just as important as what those wishes are. We help you name the right people — and prepare them for the role.
We don’t believe in cookie-cutter templates. Every component of your trust & estate plan is crafted around your values, your family, and your vision of what comes next.
Value
What Happens Without Strategic Estate Planning?
Not having an estate plan — or relying on an outdated one — isn’t just risky. It can cause confusion, delay, and unintended consequences for the people you care about most.
Here’s what’s at stake:
Probate Delays & Public Exposure
Without a proper plan, your estate goes through probate — a public, time-consuming legal process that can tie up assets and create unnecessary stress for loved ones.
Assets in the Wrong Hands
Without clearly named beneficiaries and trustees, courts (not you) decide who inherits what. The result? Disputes, misalignment, and fractured family dynamics.
Overlooked Tax Liabilities
Poor planning can lead to avoidable estate taxes, especially for high earners and business owners. A structured plan helps minimize the IRS’s cut.
Overlooked Tax Liabilities
Poor planning can lead to avoidable estate taxes, especially for high earners and business owners. A structured plan helps minimize the IRS’s cut.
No Guidance in a Crisis
Incapacity doesn’t wait for retirement. Without advance directives and power of attorney in place, loved ones may be left scrambling in a moment of crisis.
Lost Opportunities to Build Legacy
The absence of clear planning can prevent philanthropic giving, multi-generational wealth transfer, or continued support for those who rely on you.
It’s not just about what you leave behind — it’s about making sure it goes where you want, when you want, and how you intend.
A Thoughtful Process, Guided by Specialists
We know that estate planning can feel overwhelming — or even uncomfortable. That’s why we make the process clear, manageable, and fully aligned with your life.
Here’s how we work with you:
Discovery & Clarity
We start with a conversation — about your family, assets, values, and goals. No forms. No assumptions. Just clarity.
Legacy Mapping
Together, we outline what matters most — from wealth transfer and healthcare preferences to charitable intentions and guardianship.
Custom Plan Design
We translate those goals into an actionable estate strategy, including wills, trusts, directives, and coordination across financial and legal professionals.
Implementation & Coordination
We work closely with your T&E attorney (or help you find one) to draft and finalize documents, ensuring nothing gets lost in translation and that everything is aligned to your overarching financial roadmap.
Ongoing Review
Life changes — and your plan should, too. We revisit your documents as your needs evolve to keep everything aligned.
Estate planning isn’t just a task to check off — it’s a conversation to keep having. And we’re here for every step of it.
Frequently Asked Questions (FAQ)
Yes. Estate planning isn’t just about how much you have — it’s about who you care for, how you want decisions made, and what happens if life takes a turn. Anyone with loved ones, property, or responsibilities can benefit.
A will goes into effect after you pass and usually requires probate. A trust (depending on structure) becomes active immediately, allows your assets to pass privately, and can be structured to address more complex needs — like incapacity or asset protection.
Yes. Certain types of trusts (like irrevocable or generation-skipping trusts) can help minimize estate and gift taxes, especially for high-income individuals and families looking to preserve long-term wealth.
Without an advance directive or power of attorney, courts may appoint someone to make decisions for you. A solid estate plan ensures your wishes — not someone else’s guess — are followed during a crisis.
We always recommend working with a qualified trusts & estate (T&E) attorney. We’ll guide your strategy, prepare the right questions, and coordinate directly with your legal team to ensure everything is done right the first time and considers the finer points of your financial roadmap.
Why Prolific for Trusts & Estate Planning?
We don’t just help you protect assets — we help you plan with intention and ensure no stone is left unturned when legacy is at stake.
Here’s what sets us apart:
Expertise That Understands Complexity
We’re built for high-performing professionals who are confident with complexity, but seek clarity above all. Our team brings deep experience across trusts, tax mitigation, and legacy planning.
Personalized, Judgment-Free Guidance
Estate planning can feel emotional. We listen closely, ask the right questions, and provide honest, human-centered advice.
Collaborative Approach
We coordinate seamlessly with your attorney, accountant, and family, so everything works together — and you’re not left managing it alone.
Built for Life’s Changes
Your life isn’t static, and your plan shouldn’t be either. We build systems that evolve with you — and revisit your plan regularly to keep it aligned with what matters now.
You’re not just planning for what you leave behind. You’re planning for the kind of impact you want to have — today and tomorrow.
Let’s Build the Plan Your Future Deserves
Trusts & estate planning isn’t just about avoiding worst-case scenarios — it’s about making sure your future unfolds on your terms, with the people and priorities that matter most.
If you’re ready to move beyond uncertainty and create an estate plan befitting of your life’s work, let’s talk.